If you're facing serious financial challenges, we strongly encourage you to explore alternative solutions or consult a qualified financial advisor.
This website is not a loan offer. Borrow Money - CashPeak is not a lender or a lending partner and does not make credit decisions. Instead, we operate as a referral service, connecting users with independent third-party lenders and lending partners from our network. We are not responsible for the actions or decisions of any lender or lending partner and do not act as their agent, representative, or broker. Borrow Money - CashPeak does not endorse any specific lender.
We may receive compensation from lenders and lending partners, often through a bidding process where the highest bidder may be connected to you. Regardless, our service is always free for consumers.
In some cases, you may be matched with a tribal lender. These lenders operate under tribal and certain federal laws and may be exempt from state regulations, including interest rate limits. Their rates and fees may be higher than those of state-licensed lenders. Tribal lenders may also require that disputes be resolved under tribal jurisdiction. Always review loan terms carefully and only proceed if you fully understand and can afford the loan.
This service is not available in all states. If loans are prohibited in your state or if we cannot match you with a lender in your area, you will not be connected to a lender or lending partner.
By submitting your information through this website, you authorize Borrow Money - CashPeak and its lending partners to perform credit checks, which may include verifying your Social Security number, driver’s license, or other identification, and reviewing your credit history. Credit checks may be conducted by major credit bureaus (Experian, Equifax, TransUnion) or alternative bureaus (such as Teletrack or DP Bureau). You also authorize the sharing of your information with our lender network.
Lenders in our network may offer loans with Annual Percentage Rates (APRs) of up to 35.99%, depending on their own underwriting criteria and applicable laws.
Example Loan:
Loan Amount: $4,300
APR: 35.99%
Term: 30 months
Monthly Payment: $219.36
Total Repayment: $6,581.78
Loan durations range from 12 to 30 months.
Lenders and lending partners will provide full documentation outlining interest rates, fees, repayment terms, and any charges for late payments or refinancing options. Borrow Money - CashPeak does not set or control loan terms. You should read all documents carefully and reject any offer you cannot afford or do not agree with.
Missing or delaying loan payments can negatively affect your credit score. To protect your credit, only accept a loan if you’re confident in your ability to repay it. If you anticipate difficulty making a payment, contact your lender immediately to explore options.